When are we the most vunerable? When are we the least likely to think clearly? When is it most difficult to know what questions to ask or choices to make?  The answer for me is: when someone I love is ill or dying. I have lived thru these moments,and I have learned valuable lessons.

One of the guidelines recommended by Medicare for reducing the costs of prescriptions is to use generic drugs.  This is especially relevant for individuals with Part D drug plans.  Although generic drugs are not new, many people have questions about them.